Analysis of the factors affecting the empowerment of rural women receiving microcredits in the Nahavand Township

Document Type : Research Paper

Authors

Abstract

The main purpose of this research was to investigate the factors affecting the economic and social empowerment of rural poor women in Nahavand Township and determining the direct and indirect effects of these variables on their ability. This research was a sort of the survey study and a questionnaire was compiled for collection of data. Statistical population included women in Nahavand Township who received small credits from credit institutes during 2010- 201 (N = 200). Statistical sample determined as 130 individuals through Morgan table. Sampling was conducted as proportional classified state. Questionnaire's reliability and validity were confirmed respectively through computing Cronbach's alpha coefficient (more than 0.7) and content validity. Data was analyzed by SPSS software. Results of descriptive statistics showed that 55.4 % of women, despite receiving loans, housewives and had no jobs. Based on the results of path analysis their attitude toward microcredit, the control of credit institutions on how to use the loan, the use amount of loans in empowering activities, education institutions about use credit and the entire amount of the loan.

Keywords


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